Pearl Group

Investment grows up

Already independent analysis calculates many policies may pay out thousands m,ooo,re...

In fact, by applying our approach to the closed funds, a leading, independent industry analyst calculates we've already increased the investment return to with profit policyholders by £200m - relative to what would have happened had we not made the moves we did

They also suggest we've freed up £200m of capital. So how does this translate? Take a look...

On the Pearl Assurance with profit fund, we've been able to increase the EBR (equity backing ratio) from around 25% to closer to a 50% target. This has added about £150m to the returns for policyholders to date...

Which in turn, the same industry analyst figures, could increase the final payout on a 20 year £100 a month savings policy that's been running for 10 years by around £2,000 Source: Cazalet Consulting, July 2007

And there's more. For a fuller idea of how our actions have been paying off...

click here >